The trauma of your motor vehicle accident may be felt across virtually every aspect of your life. The injuries you sustain may make it impossible for you to get back to your life. If someone else is responsible for causing the collision, you could have grounds for a legal claim against them.
Working with a Newton car accident lawyer from DiBella Law could give you the edge you need to maximize your settlement. Your Newton personal injury lawyer has 20+ years of trial experience and a passion for client advocacy.
Schedule your free consultation today and learn more about how car accident insurance claims work in Massachusetts, how much compensation you could expect to recover, and what to expect from the personal injury claims process.
When to Sue for a Car Accident in Newton
Immediately after being involved in a car accident, contacting a car accident lawyer in Newton, MA, may be the furthest thing from your mind. You know you have to file a claim with the insurance company, but you are not sure how the claims process works, how much damage was done to your car, whether the vehicle is totaled, or how to ensure the liable party is held accountable for their negligent actions.
For this reason, it is almost always in your best interest to reach out to a Newton catastrophic injury lawyer from DiBella Law for help.
You may have grounds for a legal claim if someone else is or could be responsible for causing the accident you were involved in. Our investigation into the cause of the collision will determine whether someone else is at fault. Immediately after the wreck, you may not know who is responsible for causing the accident.
By contacting a reputable legal advocate, you can figure out what your next steps should be. If your injuries have significantly affected your life, you may be able to sue for total compensation. Whether your injuries have had a financial, physical, or emotional toll, you have the right to be made whole.
Give us a call today to discover how we can assist you.
We Protect Victims Involved in Most Types of Car Accidents
We need to examine the type of collision you were involved in. To identify the liable party, we need as much evidence as possible regarding how the accident occurred. Some of the deadliest accidents for Massachusetts commuters include:
- Sideswipe accidents
- Drunk driving accidents
- Underride accidents
- Rear-end collisions
- T-bone accidents
- Distracted driving accidents
- Rollover accidents
- Drowsy driving accidents
- Head-on collisions
This is not a complete list of the types of injuries possible, so if you were injured in another type of car crash, do not hesitate to contact us to explore your legal options.
Once we know how the collision occurred, we will have a better idea as to where we should begin our investigation. For instance, if you were struck head-on, we would know to examine the driver who crashed into you for liability.
How Filing a Car Accident Insurance Claim Works
Our goal is to recover maximum compensation for your damages. The car accident wasn’t your fault, and you shouldn’t have to pay for it, so one of the top ways to do this is by filing a claim with the insurance company. Here are some of the most important details you need to know about filing a car accident insurance claim after a collision in Newton:
Which Insurer to File a Claim With
You will file a claim with your personal auto insurance provider. This is because Massachusetts follows no-fault insurance laws as described by the Division of Insurance. Since MA follows no-fault laws, your insurance company will be required to compensate you for your damages, no matter who is responsible for causing the accident.
Your personal injury protection (PIP) coverage is designed to protect you in the event of a collision. However, that does not mean your insurance policy will cover your damages. In that case, you may be able to file a claim against the at-fault driver’s insurance policy to recoup the difference.
What Insurance Pays for
Keep in mind that insurance settlements do not cover every loss. They will only compensate you for the specific types of covered losses as described in the policyholder’s policy. If you do not have enough PIP, bodily injury liability, or property damage liability (PDL) coverage, you may have an excess of damages.
Fortunately, you do not need to rely on an insurance settlement alone. When the insurance company does not cover your non-economic losses or fully pays for your medical expenses or vehicle repair costs, you can demand repayment through a personal injury lawsuit. Our team can help you hold the at-fault party accountable to the fullest extent of the law.
We've offered crucial support and guidance to individuals who have suffered injuries, ensuring their financial and emotional well-being.
Do Not Miss the Statute of Limitations Deadline
Do not make the mistake of missing the statute of limitations deadline. According to General Law – Part III, Title V, Chapter 260, Section 2A, Massachusetts allows injury victims up to three years from the date of their accident to file a lawsuit. If your claim is not filed before time runs out, you could be barred from pursuing your case any further.
It is important to note that extenuating circumstances could pause the statute of limitations countdown. For instance, if the at-fault party left the state, the countdown would pause until they returned to Massachusetts.
If you are unsure how much longer you have to file your lawsuit or are anxious to get started on your claim, contact our office as soon as possible to schedule a free consultation.
Get in touch with us today to get a free consultation.
Get Help from a Reputable Car Accident Lawyer in Newton, MA Today
Your motor vehicle accident may have been a traumatizing experience, but it does not need to take over your life. With the right car accident attorney in Newton, MA, from DiBella Law on your side, you can focus on recuperating while our legal team builds the strongest case possible against the liable party. Let us help you get through these difficult times and recover the compensation you need to move forward.
Between your insurance claim filing and personal injury lawsuit, you can bring the at-fault party to justice. Discuss your potential legal options further when you contact our office to schedule a free, no-obligation consultation. Reach out to us through our online contact form or by phone to get started on your case as soon as today.
We are committed to providing valuable information and resources to assist you.