Whether you suffered whiplash, broken bones, or a traumatic brain injury, rear-end collisions can be devastating. The more impactful your injuries, the greater the amount of compensation you could be entitled to. You have the right to take action when someone else’s negligence has such a profound effect on your life.
If you are unsure whether you should take legal action, your best option may be to consult a highly skilled Andover rear-end collision lawyer from DiBella Law. You can breathe easier once your Andover car accident attorney has carefully analyzed the circumstances of your case. Put our decades of knowledge and trial experience to work for you and your family by contacting our office to request a free consultation today.
Consider Every Option for Justice
Recuperating from injuries sustained in a car accident can be challenging at best. Whether you are temporarily out of work, confined to a hospital bed, or struggling to cope with the emotional trauma of the accident, taking legal action with an Andover personal injury lawyer against the liable party may offer you some comfort and help you feel empowered. In the aftermath, it is crucial to take advantage of every available opportunity for justice with help from your rear-end collision lawyer in Andover, MA.
Insurance Claim Filings
Most rear-end accident cases begin with insurance claims. Every motorist is legally required to protect themselves with auto insurance coverage per General Law – Part I, Title XXII, Chapter 175, §228. This generally includes a combination of:
- Bodily injury liability coverage
- Personal injury protection (PIP)
- Uninsured motorist coverage
- Property damage liability coverage
You will file a claim with your insurance company even if you are not responsible for causing the accident. This is because the Commonwealth of Massachusetts follows a no-fault insurance system, according to the Division of Insurance. Your insurance company is expected to cover certain damages as described in your policy terms up to the highest amount of auto insurance coverage purchased.
Rear-End Accident Lawsuits
Just because the insurance company is contractually obligated to cover certain types of massive damages does not mean they will do so without putting up a fight. Your dedicated rear-end collision lawyer in Andover with DiBella Law will do everything possible to hold the insurance company accountable. Still, a settlement from the insurance provider may not fully cover your losses.
At that point, it will be important to consider alternative options. This typically involves filing a personal injury lawsuit for your car accident. At trial, you do not need to worry about being limited by the types or amounts of damages covered.
You have the right to be made whole. There is no cap on compensatory damages in Massachusetts. However, there is a $5,000 minimum and $500,000 maximum allowable in punitive damages under General Law – Part III, Title II, Chapter 231, §60H.
Give us a call today to discover how we can assist you.
You Can Demand Maximum Repayment
The injuries you sustained could permanently alter the course of your life. Between financial losses, physical injuries, and psychological distress, moving forward after the experience can seem next to impossible. But you should not be stuck covering these costs or forced to move on with your life before you are ready to do so.
Working with a compassionate rear-end collision attorney in Andover, MA, could be your best opportunity to maximize your payout. The liable party will be expected to compensate you for every single loss. This does not only include the types of damages covered by your insurance settlement. We will need to carefully consider both the current and future impact of your injuries as we calculate the value of your rear-end accident claim.
Compensatory Damages
Compensatory damages refer to the losses you have the right to recoup. They include a combination of economic and non-economic damages, which are both tangible and intangible, respectively. Examples of such damages include:
- Emotional trauma and distress
- Chronic physical pain
- Difficulty completing daily living tasks
- Loss of relationships with friends and family
- Diminished quality of life
- Loss of tips, wages, or salaries
- Loss of health insurance provided by your employer
- Damage to your personal property
- Damage to your reputation
- Loss of paid time off
- Loss of consortium
- Disfigurement, permanent disability, and skin scarring
While it can be difficult to calculate the value of your claim, we may utilize the per diem or multiplier methods as described by Investopedia to ensure we are accounting for every loss and considering all options. These methods help to ensure we are accurately calculating the value of your non-economic damages, which are more difficult to quantify. Keeping detailed financial records and personal journal entries can go a long way in helping to prove the extent of your injuries and their impact on your life.
Essential Rear-End Collision Deadlines
You should not wait to take action on your personal injury case. Your rear-end collision attorney in Andover will work diligently to ensure you meet all necessary claim filing deadlines. For example, depending on your insurance company, you may have a limited amount of time to file your insurance claim.
The statute of limitations sets the length of time you have to file a personal injury lawsuit after a rear-end collision. According to General Law – Part III, Title V, Chapter 260, §2A, you generally have three years from the date of the accident to file your lawsuit. This deadline is assuming you are diagnosed with injuries related to the accident on the same day of the collision.
If your injury discovery date is weeks or even months after the accident, or your minor child was involved in an accident, extenuating circumstances may apply. In this case, the statute of limitations could temporarily pause. You can find out exactly how much longer you have to file your suit when you contact DiBella Law for answers.
We've offered crucial support and guidance to individuals who have suffered injuries, ensuring their financial and emotional well-being.
Get in Touch with a Respected Rear-End Collision Lawyer in Andover, MA Today
Rear-end collisions may occur frequently throughout Andover, but that does not mean liable parties should be able to get away with it. By taking action, you may be able to reduce the number of injuries and fatalities and recover full compensation for your damages. This is your chance to take back control of your finances and your life.
Turn to a dedicated Andover rear-end collision attorney from DiBella Law when you are ready to focus on your healing journey. Our team is proud to offer free consultations to injury victims and accident survivors throughout Andover and surrounding communities. You can take advantage of this opportunity when you fill out our confidential contact form or call our office to get started on your claims as soon as today.
We are committed to providing valuable information and resources to assist you.